VIVIFI - The Perfect Lending Solution For Everyone!

VIVIFI provides fast, easily accessible and flexible solutions making us the perfect lender for everyone. We use an innovative and AI driven loan management system to provide access to credit for all kinds of consumers.

  • Lender of Immediate Resort
  • Lender of Only Resort
  • Lender of First Resort

Prime Customers - Lender of Immediate Resort

Prime customers can choose to apply online through our website or through our app making us easily accessible. Furthermore, the customer has complete control over the loan size as well as the repayment tenure, making us the lender of immediate resort of prime customers.

Ease

Ease

Accessibility through mobile app

Accessibility through website

Flexibility

Flexibility

Choice of repayment tenure

Choice of loan size

Speed

Speed

Disbursement on the same day as approval

Instant approval through EBV feature

Non-prime Customers - Lender of Only Resort

Non-prime customers usually find it difficult to find the perfect lender. Often times, there is difficulty with collateral, CIBIL scores, repayment tenures, etc. Our AI-driven loan management system helps identify real eligibility based only intent and ability to repay, hence making us lender of only resort for non-prime customers.

Ease

Ease

Accessibility through mobile app for immediate assistance

Accessibility through website

Flexibility

Speed

Repayment tenures based ability to repay

Scope of increase in credit limit

Speed

Speed

Disbursement on the same day as approval

Instant approval through EBV feature

New-To-Credit Customers - Lender of First Resort

Consumers seeking credit for the first time are often not successful since they don't have repayment histories or CIBIL scores making it incredibly difficult for them to find a credible lender. VIVIFI uses and intelligent AI driven system to validate customer's ability and intent to repay and provides access to credit for NTC consumers, hence making us the lender of the first resort.

Ease

Ease

Accessibility through mobile app for immediate assistance

Accessibility through website

Flexibility

Flexibility

Repayment tenures based ability to repay

Scope of increase in credit limit

Speed

Speed

Disbursement on the same day as approval

Instant approval through EBV feature

Next Wave - Providing Innovative Solutions For Gen Z

Our Data Analytics team studies customer behaviour and predicts upcoming trends. Working with the R&D team, these trends our incorporated within our system to provide innovative solutions for Gen Z.