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Our customer support number +91-40-4617-5151 will be temporarily down due to scheduled maintenance. Please reach out to us at +91-40-4994-5151 for instant support. We apologize for the inconvenience caused.
Interest & Fee Structure
Limit ₹ 8,000 - ₹ 3,00,000
Interest Rate Up to 36.5%
Conditional Interest on Continued Line Usage Up to 21%
Annual Percentage Rate (APR) 49% - 65%
Tenure 36 Months
Processing Fee ₹ 100 - ₹ 3,000
Transaction Fee ₹ 0 - ₹ 12
Late Fee Up to ₹ 150
Auto-Debit Failure Charges ₹ 0.00
Pre - Payment Penalty ₹ 0.00
Payment Example
Approved Loan Amount ₹ 60,000
Processing Fee ₹ 3,000
Tenure (Months) 36
Interest Rate 32.0%
Conditional Interest on Continued Line Usage 18%
Total Transaction Fee ₹ 72
Total Interest & Conditional Interest Charged ₹ 38,501
Annual Percentage Rate (APR) 54.96%
Total Repayment Amount ₹ 1,01,573
Instalment Loan Interest & Fee Structure
Limit ₹ 5,300 - ₹ 3,00,000
Interest Rate 34% - 42%
Annual Percentage Rate (APR) 39% - 65%
Tenure 6 - 12 Months
Processing Fee ₹ 100 - ₹ 3000
Transaction Fee ₹ 0.00
Late Fee Up to ₹ 150
Auto Debit Failure Fee ₹ 60.00
Pre - Payment Penalty ₹ 0.00
Instalment Loan Payment Example
Approved Loan Amount ₹ 1,00,000
Processing Fee ₹ 3,000
Interest Rate 39%
Tenure 9
EMI Amount ₹ 12,994
Annual Percentage Rate (APR) 46.94%
Total Interest Paid ₹ 16,942
Total Repayment Amount ₹ 1,16,942
Line of Credit Interest & Fee Structure
Limit ₹ 8,000 - ₹ 3,00,000
Interest Rate Up to 36.5%
Conditional Interest on Continued Line Usage Up to 21%
Annual Percentage Rate (APR) 49% - 65%
Tenure 36 Months
Processing Fee ₹ 100 - ₹ 3,000
Transaction Fee ₹ 0 - ₹ 12
Late Fee Up to ₹ 150
Auto-Debit Failure Charges ₹ 0.00
Pre - Payment Penalty ₹ 0.00
Line of Credit Payment Example
Approved Loan Amount ₹ 60,000
Processing Fee ₹ 3,000
Tenure (Months) 36
Interest Rate 32.0%
Conditional Interest on Continued Line Usage 18%
Total Transaction Fee ₹ 72
Total Interest & Conditional Interest Charged ₹ 38,501
Annual Percentage Rate (APR) 54.96%
Total Repayment Amount ₹ 1,01,573
Interest & Fee Structure
Limit ₹ 5,300 - ₹ 3,00,000
Interest Rate 34% - 42%
Annual Percentage Rate (APR) 39% - 65%
Tenure 6 - 12 Months
Processing Fee ₹ 100 - ₹ 3000
Transaction Fee ₹ 0.00
Late Fee Up to ₹ 150
Auto Debit Failure Fee ₹ 60.00
Pre - Payment Penalty ₹ 0.00
Payment Example
Approved Loan Amount ₹ 1,00,000
Processing Fee ₹ 3,000
Interest Rate 39%
Tenure 9
EMI Amount ₹ 12,994
Annual Percentage Rate (APR) 46.94%
Total Interest Paid ₹ 16,942
Total Repayment Amount ₹ 1,16,942
Interest and Tenure
Annual percentage interest rate (APR) Ranges from 18% to 48%
Tenure Ranges from 6 months to 18 months
Processing Fee 5% of loan amount (Upto ₹ 4,000)
Late Fee ₹ 150 /- per installment if it is unpaid within 3 days of due date
Auto-Debit Failure (Bounce) Fee ₹ 60 /- per instance of auto debit failure
Pre-payment penalty ₹ 0
Payment Example
Approved Loan Amount ₹ 1,00,000
Amount Disbursed ₹ 97,500
Interest Rate 28%
EMI Amount ₹ 9,653.78
Tenure 12 Months
Processing Fee 2.5%
Total Charges (including GST) ₹ 2,500
APR 33%
Total Repayment Amount ₹ 1,15,845.38
Total Interest Paid ₹ 15,845.38